This course will lead the student into some new areas that will benefit him/her in everyday living. It includes important information on scriptural principles of personal finances including local church tithing, Faith Promise Missions giving, and conservative views of taxes and financial planning. Preparing a budget, doing income taxes, balancing a checkbook, writing checks, percentage, percentage of profit, life insurance, health insurance, buying a car, the costs of owning and operating a car, credit, and many other exciting and practical topics are covered. Each complete subject set includes everything you need for one student for one year. Because the set is complete, you are assured that Study Guides, Study Guide Answers, Test and Quizzes, and Test and Quiz Answers are included and are the latest edition available.